Card issuer
Capital One credit cards
Capital One is a national bank whose consumer credit cards are issued by Capital One, N.A. In 2025 Capital One acquired Discover.
Who actually issues these cards
The brand on the card is Capital One, but the bank legally responsible for the card agreement is Capital One, N.A.. The CFPB notes that the entity on the front of a card may not be the actual issuer — this matters when you dispute something or read the agreement.
Verify Capital One, N.A. on FDIC BankFind →
6 cards we cover
- Accepting applications
Capital One Platinum Secured Credit Card
Mastercard · $0 annual fee
- Accepting applications
Capital One Quicksilver Cash Rewards Credit Card
Mastercard · $0 annual fee
- Accepting applications
Capital One Savor Cash Rewards Credit Card
Mastercard · $0 annual fee
- Accepting applications
Capital One Venture Rewards Credit Card
Visa · $95 annual fee
- Accepting applications
Discover it Cash Back
Discover · $0 annual fee
- Not accepting new applications
Discover it Secured Credit Card
Discover · $0 annual fee
Federal source
Federal complaint profile (2025-07-01 → 2026-06-30)
Complaints consumers filed with the CFPB against CAPITAL ONE FINANCIAL CORPORATION, by product. These are allegations, not findings, and raw counts are not size-adjusted — so use this to see which products generate friction at this lender, not to rank it against a larger or smaller one.
| Product | Complaints | Most common issue |
|---|---|---|
| Credit cards | 11,994 | Problem with a purchase shown on your statement (3457) |
| Auto loans & leases | 1,225 | Managing the loan or lease (361) |
| Personal & payday loans | not retrieved | — |
| Mortgages | 7 | Trouble during payment process (3) |
Source: CFPB Consumer Complaint Database, retrieved 2026-08-17T00:00:00Z. Every figure’s exact query URL is published in the Lender Complaint Index.
Educational information — not advice
This page provides general educational information about credit, debt, and consumer protections. It is not legal advice, financial advice, or credit repair services, and reading it does not create any professional relationship. Laws, procedures, deadlines, and dollar amounts vary by state and change over time.
For advice about your specific situation, consult a licensed attorney or qualified financial professional. See our full disclaimer.